At AFX Research, we provide thorough land records reporting, including Current Owner Searches to verify ownership and encumbrances, Chain of Title Reports to trace ownership history, and Environmental Lien Reports to identify environmental claims or liabilities. With fast turnaround times and nationwide coverage, we ensure accurate and reliable title research for your real estate needs.
AFX Chain of Title Reports are essential for identifying past property owners and are key to completing a Phase I Environmental Site Assessment. Our reports utilize official land records, typically recorded at the County level, but sometimes at the State or City level. Research involves reviewing Grantor and Grantee indexes in local repositories. AFX offers reports covering 50 years, 60 years, and often back to 1940, adhering to ASTM guidelines.
Our Chain of Title Reports include:
These reports have been used for thousands of sites nationwide.
AFX conducts thorough Environmental Lien and Activity and Use Limitation (AUL) reports, complying with the EPA's All Appropriate Inquiry rule and ASTM E1527-13 standard for Phase I Environmental Site Assessments (ESA). Our research spans City, County, State, and Federal records, utilizing both Grantor/Grantee indexes and documents related to the subject parcel from the current owner's purchase date to the present. Each month, AFX provides these reports for over 1,000 sites, supporting Phase I ESAs with standard and E1527-21 compliant searches back to 1980.
Our Environmental Lien and AUL reports include:
New: Environmental lien search back to 1980
AFX provides title reports that meet Fannie Mae's foreclosure title cost requirements, ensuring that costs are minimized and compliant with their maximum allowable limits.
To comply, AFX offers a tailored uninsured title search product designed to keep title costs low. To request an Uninsured Title Search, call us at 877-848-5337 or email info@afxllc.com.
Title Search and Update Requirements
The maximum allowable foreclosure-related title cost includes:
The initial title search must be uninsured, without extra charges for insurance or guarantees. The search and any updates must confirm property title, identify all recorded liens and documents affecting the title, and list all parties that must be notified of the foreclosure sale.
For Fannie Mae's foreclosure title search specifications, click here.
This report includes results of a search going back to the deed prior to the mortgagor’s deed. It checks for ownership and any open encumbrances. Our title report summarizes our findings and provides copies of all documents listed in the report.
Per Fannie Mae’s requirements, this is an uninsured title report.
AFX provides nationwide coverage for our Title Search reports, covering any city, county, state, and Puerto Rico. We research the subject property to verify ownership and check for any encumbrances, including mortgages, taxes, liens, or judgments. Our research involves reviewing documents from the Tax Assessor, Recorder of Deeds, Civil Court records, and Probate court.
AFX provides a Certified Title Abstract, summarizing our findings, and includes copies of any open documents related to the property, such as the most current deed and any unreleased mortgages, liens, or judgments. Depending on your requirements, we can search back to any point in the property's history. Commonly ordered searches include:
Email us at: info@afxllc.com.